At Clarity, the process begins by identifying each client’s investment goals, risk tolerance, tax implications, and specific income needs. A customized financial plan is created which enables us to understand their situation and develop an optimal strategy to meet their objectives. As part of this strategy, an appropriate allocation is created for each client, where each asset class is kept within certain predetermined limits through periodic rebalancing. We welcome our clients’ input, and encourage them to keep us informed about any changes which may require adjustments to their respective financial plans and investment portfolios.
A cornerstone of our approach is our communication with our clients as this promotes transparency and understanding. Each month, we send an informative newsletter on a specific financial planning topic as our clients plan for their financial security. We also provide quarterly commentary on our insights pertaining to global markets, current macroeconomic climate, and how we are positioning our portfolios. During periods of increased volatility, we send additional commentary regarding how this will impact the positioning of our portfolio allocations.